All logos, trademarks, names, graphics, and other content displayed on this website are owned by or licensed to CHARM INVESTMENTS PVT LTD and its associate entities, unless otherwise stated.

You may not copy, reproduce, modify, distribute, publicly display, or use any content from this website for commercial purposes without prior written permission from CHARM INVESTMENTS PVT LTD.

Security Rules: You must not attempt to access data, accounts, or servers you are not authorized to use, probe or test the vulnerability of our systems, interfere with the service through viruses or overloading attacks, or send unsolicited bulk email through the website. Violations may result in civil or criminal liability, and we reserve the right to investigate and cooperate with law enforcement where necessary.

General Rules: You must not use this website to transmit or store any content that is unlawful, infringes on someone else's intellectual property or privacy rights, or is defamatory, obscene, threatening, abusive, or otherwise objectionable.

You agree to indemnify and hold harmless CHARM INVESTMENTS PVT LTD, its officers, directors, employees, and agents from any claims, losses, or damages arising out of your use of this website or your breach of these Terms & Conditions.

CHARM INVESTMENTS PVT LTD, along with its group companies, directors, officers, and employees, shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website — including issues relating to service interruption, unauthorized access to your data, or third-party conduct on the platform.

In any case, CHARM INVESTMENTS PVT LTD's total liability to you shall not exceed the amount, if any, that you have directly paid to CHARM INVESTMENTS PVT LTD in relation to the claim.

Under no circumstances shall CHARM INVESTMENTS PVT LTD or its associated entities be liable for any indirect, incidental, or consequential damages — including lost profits, data loss, or business interruption — resulting from the use of, or inability to use, this website, even if advised of the possibility of such damages.

Customer satisfaction is important to us. If you have paid an advance EMI and wish to request a refund, such requests will be processed as per the terms of the loan agreement executed with you, subject to CHARM INVESTMENTS PVT LTD's review and approval.

We may update these Terms & Conditions periodically without prior notice. Continued use of the website after any changes are posted constitutes your acceptance of the revised terms.

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the applicable courts.

CHARM INVESTMENTS PVT LTD
Address: 1st floor New Rohtak Road Bhagwan Das Nagar Extension New Delhi 110026
Phone: +91-XXXXXXXXXX
Email: anil.gupta@charminvestments.in